Pay overseas suppliers
exactly what you owe.
Stop losing margin to bank FX spreads on every supplier invoice. Lock rates at purchase order, settle in any currency, and see every cost before you confirm.
Bank FX spreads are
your invisible overhead.
Every payment to an overseas supplier through a high street bank carries a hidden cost: an exchange rate margin embedded in the rate itself. Finance directors see a number and a total - but not what that margin actually costs across a year of invoices.
For a UK importer paying €1,000,000 annually, a 2% bank spread costs £17,000+. It never appears on an invoice. It never gets questioned. It just erodes margin.
Transparent rates,
locked at the purchase order.
Stately FX gives UK importers real-time spot rates with no hidden margin, plus forward contracts that lock the GBP cost of any future invoice from the moment the PO is placed - so sterling landed cost is known before goods leave the factory.
From PO to settled
invoice in four steps.
Your finance team can run the full process - rate, payment, reconciliation - in minutes.
At purchase order, place a forward contract. GBP cost fixed regardless of what happens to GBP/EUR or GBP/USD.
Store supplier banking details, currency and payment preference once. Reuse across every payment run.
See the live or locked rate, review the exact GBP cost, approve and send. SWIFT GPI tracking from instruction to delivery.
Export payment data directly to Xero or NetSuite. Full audit trail for finance teams.
Built for importers.
Everything a UK importing business needs to manage multi-currency supplier payments from a single platform.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
Collect international revenue
in full, every time.
Stop losing a percentage of every overseas invoice to SWIFT deductions and conversion fees. Collect in local currency, hold until the rate is right, convert when you choose.
SWIFT deductions erode
every overseas invoice.
When an international customer pays your sterling invoice in USD or EUR via international wire, the payment passes through a chain of correspondent banks. Each takes a deduction. By the time it reaches your account, the amount is less than invoiced - and the difference is unrecoverable.
For UK exporters billing six-figure invoices internationally, these deductions can add up to tens of thousands per year. And that's before the FX conversion cost.
Local accounts for every
major market you serve.
Stately FX provides named local collection accounts in 14+ currencies. Your customers pay domestically - ACH in the US, SEPA in Europe, FPS in the UK. No correspondent chain, no deductions. The full invoiced amount lands in your multi-currency wallet.
From overseas invoice to
GBP in your account.
Collection accounts give your international customers a domestic payment experience - and you receive the full amount.
Provide USD, EUR or other local account details to your overseas client. They pay domestically - no international wire required.
The full invoiced amount lands in your multi-currency wallet. No SWIFT deductions, no correspondent bank fees, no partial receipts.
Keep the balance in currency, or convert to GBP at the live rate. Set rate alerts to convert when your target is hit.
Use a forward contract to fix the GBP value of a known future receipt - so your sterling revenue is predictable before payment arrives.
Built for exporters.
All the tools a UK exporter needs to collect, hold, and convert international revenue from one platform.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
Collect marketplace payouts
without the double-conversion.
Receive the full payout from every marketplace channel, pay suppliers in their currency, and eliminate the conversion cost that erodes cross-border margins.
Double conversion is quietly
taxing your margins.
Most ecommerce businesses collect USD or EUR payouts from marketplaces, which get converted to GBP by the platform at a poor rate - then they convert GBP back to USD or EUR to pay suppliers. That's two FX conversions on money you could have handled once.
Marketplace platforms embed their own FX margin on top. The combination can cost 3-5% on every cross-border cycle - invisible, unavoidable, and compounding.
One wallet. Collect in currency,
pay in currency.
Direct your marketplace payouts to named local collection accounts in USD, EUR, AUD and more. Hold the balance in currency. Pay your suppliers directly from the same wallet. Convert only the net surplus - eliminating double conversion entirely.
From marketplace payout
to net surplus in GBP.
The full flow - collection, supplier payment, conversion - from one platform.
Provide local USD, EUR or AUD account details to your marketplaces as your payout destination. Full amount lands in your wallet.
Upload supplier invoices and pay from your currency wallet directly. USD received pays USD suppliers - no conversion.
Review your currency positions. Where inflows cover outflows, no conversion is needed. Only the net surplus moves to GBP.
Convert remaining balances at live transparent rates, or set rate alerts to convert at a target. Full audit trail for accounting.
Built for ecommerce.
Multi-currency collection, supplier payments and FX management in one platform built for cross-border ecommerce.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
Lock supplier rates
at the moment of booking.
Protect package margins from exchange rate moves between booking and invoice. Pay hotels and DMCs in their currency. Collect from international guests without SWIFT fees.
Margins are set in booking season.
FX can destroy them by travel season.
Travel businesses are uniquely exposed to currency risk because their cost and revenue cycles are misaligned. Packages are priced and sold months before the hotels and ground operators who deliver them are paid. Any adverse exchange rate move in between directly reduces the margin already committed to customers.
A 5% GBP/EUR move between October's booking season and May's peak season on £2m of European hotel costs means £100,000 in unplanned additional spend.
Hedge the full booking season.
Pay suppliers at the locked rate.
Stately FX forward contracts allow you to lock the GBP cost of all contracted hotel and ground operator spend at the point of first sale - or at any point during the booking cycle. When invoices arrive months later, the rate is already fixed.
From booking season
to settled supplier invoices.
The full hedging and payment cycle - from first sale to final invoice.
As peak booking season opens, lock EUR hotel costs and USD ground operator costs with forward contracts. Package margin is now protected.
As bookings accumulate, adjust your forward programme. Window forwards flex to match your actual drawdown schedule.
International guests pay into local collection accounts - USD, EUR, AUD - in your company name. Full amount received, no SWIFT deductions.
When hotel invoices arrive, draw against your forward contracts. You pay the rate you locked in booking season, regardless of market movement.
Built for travel
& hospitality.
International supplier payments, forward contract management and guest collection - from one platform built for the travel payment cycle.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
Fix the GBP value of every
retainer, before you bill.
Named collection accounts so international clients pay domestically. Forward contracts that lock the sterling value of recurring fees. No FX noise on your revenue line.
International billings create
unpredictable GBP revenue.
Professional services firms billing in USD, EUR or AUD face a problem that doesn't exist for domestic-only practices: the sterling value of every invoice varies with the exchange rate. A $25,000 monthly retainer generates different GBP revenue every month - and the firm only discovers how different at the point of conversion.
For a firm with £2m+ of international billings, a 5% adverse currency move is a £100,000 revenue variance - with no client-side explanation.
Collection accounts that make
international clients pay like locals.
Stately FX provides named local accounts in USD, EUR, AUD and 11+ other currencies - in your firm's name. Clients pay domestically, the full invoiced amount arrives, and you convert on your schedule or lock the rate in advance with a forward contract.
From international invoice
to predictable GBP revenue.
Remove the FX variable from your international revenue entirely.
Give international clients USD, EUR or AUD account details in your firm name. They pay domestically - no international wire, no SWIFT fees.
Full invoiced amount lands in your multi-currency wallet. No deductions, no reconciliation surprises.
At renewal, place a forward contract to lock the GBP value of next year's USD or EUR retainer payments. Revenue is predictable before the year starts.
Convert to GBP at target rates, or pay international disbursements directly from your multi-currency wallet in 130+ currencies.
Built for professional
services firms.
Collection, FX management and international disbursements from one platform your finance team will use every day.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
Collect SaaS revenue globally.
Pay your team anywhere.
Named USD and EUR accounts for direct billing. Local payroll-equivalent payments to contractors worldwide. Full multi-currency treasury from one platform that scales with you.
Multi-currency complexity grows
faster than your finance team.
Technology companies scale internationally before their finance infrastructure does. Suddenly there are USD SaaS customers, EUR enterprise contracts, contractors in six time zones, and a finance team trying to manage everything through a single GBP bank account with no multi-currency capability.
The result: double conversions on revenue, SWIFT fees on every contractor payment, and reconciliation overhead that doesn't scale.
One treasury for all your
global money flows.
Stately FX provides named USD, EUR, AUD and 11+ currency accounts in your company name. Direct your SaaS billing there. Pay global contractors from the same wallet. Match inflows to outflows - convert only the net surplus, at a transparent rate.
From SaaS billing to
reconciled treasury.
Replace the fragmented multi-account, multi-provider setup with a single multi-currency platform.
Point your USD, EUR or AUD SaaS billing at named local accounts in your company name. Full amount received - no platform FX margin.
Pay contractors and remote employees from your currency wallet via local rails. No SWIFT fees deducted from recipient. Bulk upload for payroll runs.
USD revenue against USD contractor costs. EUR enterprise revenue against EUR vendor payments. Convert only the net surplus to GBP.
Xero and NetSuite integrations pull payment data, exchange rates and multi-currency balances automatically. Eliminate manual reconciliation.
Built for technology
& SaaS businesses.
Multi-currency collection, global team payments, FX management and accounting integrations - from a platform that scales with your business.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
Lock raw material costs
at the purchase order.
Protect production margins from the moment a supplier contract is placed. Pay multi-currency supplier batches efficiently. Know your GBP cost before goods leave the factory.
Production budgets break
when FX moves after the PO.
Manufacturing businesses typically price finished goods based on raw material costs quoted at the time of purchase order. If the exchange rate moves adversely between PO and payment - which can be 30-90 days or more - the GBP cost of those materials rises, compressing margins that were already committed in the customer price.
For a UK manufacturer buying €1m of annual component stock, a 5% GBP/EUR move is £40,000 in unplanned additional cost.
Forward contracts that match
your production calendar.
Stately FX forward contracts allow you to lock the GBP cost of raw material orders at the point the PO is placed - for up to 12 months ahead. Your production cost model is fixed from day one. Supplier invoices settle at the locked rate regardless of market movement.
From annual supply contract
to settled invoices.
The full procurement-to-payment cycle - from PO placement to reconciled manufacturing cost.
Annual raw material contract signed. Forward contracts placed for quarterly tranches. Full year's EUR or USD costs locked at today's rate.
Supplier banking details, currency and payment preferences stored once in the beneficiary database. Reused across every payment run.
At invoice date, upload the batch file. Review all amounts, rates and total GBP cost. Approve the full run in a single step.
SWIFT GPI tracking from instruction to confirmed delivery. Export data to your ERP for cost reconciliation against the production budget.
Built for
manufacturing businesses.
Multi-currency supplier payments, forward contract management and payment tracking - from a single platform built around the manufacturing cycle.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
Lock the exchange rate
at exchange of contracts.
Eliminate the completion risk of exchange rate moves between exchange and completion. High-value transfers at competitive rates. Local payment delivery to solicitors and vendors worldwide.
A 5% exchange rate move
can unwind a property transaction.
Between exchange of contracts and completion - typically 4 to 12 weeks - the exchange rate can move materially. A 5% adverse move on a £500,000 overseas property purchase means the buyer needs an additional £25,000 that wasn't in the original plan. At worst, it causes the transaction to fail.
Even smaller moves create uncertainty for solicitors confirming exact sterling requirements to mortgage lenders - when the rate is floating, the sterling amount is never confirmed until the last moment.
Fix the rate at exchange.
Complete with certainty.
A Stately FX forward contract placed at exchange of contracts locks the exchange rate to the completion date. Your solicitor knows the exact sterling requirement from day one. No exposure to rate moves between exchange and completion. The transaction proceeds as planned.
From offer accepted
to completion with certainty.
One forward contract removes all exchange rate uncertainty between exchange and completion.
GBP/EUR at 1.1650. You need €600,000. Forward contract placed at today's rate for the completion date. Sterling cost: £514,592 - fixed.
Solicitors exchange with sterling amount confirmed. Mortgage lender has the exact number. No floating rate uncertainty.
GBP/EUR falls to 1.0900. Without the forward, the same €600,000 would now cost £550,459 - an additional £35,867. Your forward absorbs the move.
Forward contract settles at the locked rate. Your solicitor receives exactly the required amount. Transaction completes as planned.
Built for property
professionals & clients.
High-value transfer capability, forward rate protection and local payment delivery - for property professionals and their international clients.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
What are cross-border
payments?
A plain-English introduction for UK businesses — what cross-border payments are, why they cost more, and what a modern approach looks like.
What a cross-border payment
actually is.
A cross-border payment is any transaction where the payer and beneficiary are in different countries. This covers supplier payments, payroll, e-commerce receipts, inter-company transfers and investment flows.
The distinguishing factor is the border: a payment must move between two national financial systems, each with different regulatory frameworks, currencies, and banking infrastructure.
Domestic payments operate within a single banking system and currency. Cross-border payments must navigate multiple systems, regulations, and currencies — each adding time, cost and complexity.
Modern platforms like Stately FX eliminate most of this friction using local payment rails, pre-built integrations and transparent real-time pricing.
The three costs inside
every cross-border payment.
The spread between the interbank rate and what your bank or provider charges you. Often the largest hidden cost — typically 0.5% to 3% per transaction.
When a payment passes through intermediary banks before reaching its destination, each one deducts a fee. SWIFT payments can pass through 3–4 banks.
Flat fees charged by your bank for initiating the payment. Often stated upfront but can vary significantly by destination country and currency.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
Understanding FX
& payment costs.
A clear breakdown of every cost embedded in an international payment — and how to reduce them.
Where the money goes
before it arrives.
When a business sends an international payment via a high-street bank, the actual cost is almost always higher than the stated fee. The FX margin is typically the largest cost — but it is rarely shown explicitly.
Understanding the anatomy of a payment cost is the first step to reducing it. Stately FX shows every component upfront, before you confirm a transaction.
Total cost = Transfer fee + FX margin + Correspondent bank deductions. Most banks show only the first item, leaving the larger costs invisible until after settlement.
Every trade on the Stately FX platform shows the live rate, the margin applied, and the exact amount your beneficiary will receive — all before you confirm.
Every cost, clearly
explained.
The difference between the mid-market (interbank) rate and the rate your provider offers you. Usually the largest cost and rarely disclosed upfront by high-street banks.
Each intermediary bank in a SWIFT chain can deduct between £5 and £25. For a payment passing through 3 banks, this alone can add up to £75 before the payment arrives.
Some receiving banks charge their own inbound payment fee, deducted from the amount received. This is impossible to predict in advance with standard SWIFT payments.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
How international payments
actually work.
A clear explanation of SWIFT, correspondent banking, local rails and settlement — the infrastructure behind every cross-border transaction.
SWIFT, local rails
and settlement.
Most international payments travel through the SWIFT network — a messaging system that instructs banks to move money on each other's behalf through a chain of correspondent relationships.
Local payment rails bypass much of this complexity by using domestic banking infrastructure in the destination country — resulting in faster, cheaper settlements.
A payment from a UK business to a supplier in Indonesia may pass through 3–4 banks before arriving. Each one holds the funds briefly, deducts a fee, and passes it on — adding days and cost.
Local rails settle payments in the destination country's domestic banking system. No correspondent chain. No deductions. Same or next-day settlement for major corridors.
Three ways to send
international payments.
The traditional route — used for currencies with no local alternative. Reliable and globally universal, but slower (1–5 days) and subject to correspondent deductions.
Payments settle via domestic banking infrastructure in the destination country — same or next-day, with no correspondent deductions. Available for 50+ currencies on Stately FX.
A modern upgrade to SWIFT that provides real-time tracking and a commitment to same-day settlement for eligible corridors. Stately FX uses GPI on all applicable SWIFT payments.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
Receiving international
payments.
How to collect revenue from overseas customers efficiently — without deductions, delays or unnecessary conversion costs.
Why receiving payments
costs more than it should.
When overseas customers pay you via SWIFT, their bank and multiple correspondents each deduct fees before the money reaches you. The amount that arrives is often less than invoiced — and takes days to land.
Local collection accounts eliminate this entirely. Your customers pay domestically in their own currency. You receive the full invoice amount, same day, with zero deductions.
With a named local account in your customer's currency, they pay domestically — no SWIFT, no correspondent chain, no deductions. The full invoice amount arrives same day.
Received funds can be held in foreign currency and converted when the rate suits you — using spot rates, forward contracts or limit orders.
How to collect revenue
from every market.
Named bank accounts in your customer's currency and country. They pay domestically — you receive the full amount, same day, in their currency, held in your Stately FX account.
Hold balances in 29+ currencies. Receive SWIFT payments from global customers in major currencies — GBP, USD, EUR and more — without converting on receipt.
Hold received foreign currency and convert at the moment that suits you — using spot rates, forward contracts or limit orders to optimise the timing of your conversion.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
SWIFT vs local
payment networks.
A practical comparison of the two main routes for international payments — what each is, when to use which, and why the difference matters directly to your bottom line.
Two systems. Very
different outcomes.
When your business makes an international payment, it travels via one of two fundamentally different infrastructures. SWIFT connects over 11,000 institutions in more than 200 countries. Local payment networks — Faster Payments, SEPA, ACH, NPP and others — operate within a single country or currency zone.
For most major currency corridors, a local network alternative to SWIFT exists and is substantially better: faster settlement, lower cost, and no correspondent bank deductions.
A EUR payment routed via SEPA Credit Transfer settles next business day with zero deductions. The same payment routed via SWIFT takes two to three days and may arrive short of the invoiced amount. The destination is identical — only the route differs.
Local networks UK businesses
use every day.
Settlement in seconds, 24/7/365. Up to £1m per transaction. Real-time settlement between participating UK banks. CHAPS handles high-value same-day with no upper limit.
SEPA CT: same-day or next business day. SEPA Instant: under 10 seconds, 24/7, up to €100,000. Covers 36 SEPA zone countries including all EU member states.
ACH: 1–2 business days (same-day available). Fedwire: large-value same-day, immediate finality. Requires ABA routing number and account number.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
Real experience.
Your interests first.
We give UK businesses access to the same payments infrastructure that institutional clients take for granted - transparent pricing, named currency accounts, and a platform built around your interests.
David Austin.
Founder & Managing Director.
David Austin brings close to a decade of experience in international payments and financial technology - specifically within the Electronic Money Institution and regulatory landscape. His background spans senior operations management, client service leadership, and deep expertise in product development and cash management, built working for a major industry leader in the sector.
That experience gave him a direct view of what business clients needed but weren't getting: transparent pricing, real operational visibility, and a platform built around their interests rather than the institution's margin. Stately FX is the result.
Connect with David on LinkedIn.
The same tools as
institutional clients.
The foreign exchange market is not level. Large corporates negotiate competitive FX rates, forward contract programmes and multi-currency infrastructure directly with tier-one banks. SMEs have historically had access only to high street bank rates, no hedging capability, and no visibility into what they're actually paying.
Stately FX exists to change that. We give UK businesses the tools, pricing and service that were previously only accessible to businesses ten times their size.
Why businesses
choose Stately FX.
Three things that consistently differentiate the Stately FX experience from a high street bank or generic money transfer service.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
Partner with Stately FX.
Add value to your clients.
If your clients move money internationally, a Stately FX referral arrangement adds genuine value for them - and earns you commission on the FX volume they generate.
Your clients are already
paying for FX.
The question is not whether your clients use foreign exchange - it's whether they're using it well. Every client who imports goods, exports services, pays international contractors, or receives overseas revenue is currently paying a bank or provider for FX services. In most cases, they are overpaying substantially.
It is a straightforward arrangement. You introduce. We onboard, service and retain. You receive a monthly commission report and get paid on volume - for as long as that client remains active.
How the
partnership works.
A simple referral arrangement with no technology requirements, no complexity and no ongoing management overhead.
Partners who understand
business finance.
Our referral partners already have trusted relationships with business owners, finance directors or operations leads - and whose clients are likely to have international payment activity, whether they are managing it well or not.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
Build the future of
business banking.
A founder-led business at an early and consequential stage. We are building a team of people who want to make a meaningful difference to UK businesses - and who want to grow with us as we do it.
Early stage.
High ownership.
We are currently building through two specific roles. We are not building a large team or hiring generalists - we are looking for people who want to earn well by performing, or who want to be part of building something from the ground up alongside the founder.
Both roles are remote, results-driven, and sit close to the founder. Both reward output rather than hours. Both suit commercially motivated people who are self-directed and credible with business clients.
Areas we're
growing in.
We are building out capability across client-facing, product and commercial functions as the business scales.
We hire for character first.
We are actively looking for commission-only sales people and a business partner. If you can have credible conversations with business owners and finance directors, and want to earn based on what you bring in - we want to talk.
For the business partner role, we are looking for someone with genuine commercial or operational experience in financial services who wants to build alongside the founder from day one.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
Your funds and data.
Protected at every level.
Stately FX is powered by Ebury's FCA-authorised infrastructure. Client funds are held in segregated accounts, entirely separate from company funds, in accordance with FCA safeguarding requirements.
FCA authorised.
Funds safeguarded.
Stately FX operates as a Programme Manager of Ebury Partners UK Limited, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Financial Services Register No. 900797). All payment services are provided under Ebury's FCA authorisation.
As an FCA-regulated Electronic Money Institution, Ebury is required to safeguard client funds. This means your money is held in segregated client accounts at major UK banks, entirely separate from Ebury's own funds. In the event of insolvency, client funds are protected.
Security across
every layer.
From the regulatory framework to the technical infrastructure, security is built into the platform at every level.
KYC and AML
built in from day one.
Every Stately FX client goes through a thorough Know Your Customer (KYC) process before their account is activated. This is a regulatory requirement and a genuine protection - for you and for the integrity of the payment system.
Ongoing transaction monitoring screens all payment activity against global sanctions lists, PEP databases and AML typologies. Where a transaction triggers a review, our compliance team engages directly before the payment is released.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
One platform.
Every money flow.
Payments, FX, accounts, treasury, beneficiaries and reporting - all connected, all visible, all from one login. Built for finance teams that operate across borders.
Built for teams,
not transactions.
Most payment services give you a form and a send button. The Stately FX platform is built for the finance team behind the transaction - with approval workflows, treasury visibility, FX exposure monitoring and a complete audit trail from day one.
Whether running a monthly supplier batch, monitoring currency positions before a board meeting, or approving a high-value payment on the go - the platform puts the right information in the right hands.
Everything your
finance team needs.
Know your exposure.
Act before it moves.
The treasury view consolidates every balance, every forward contract and every open position into one screen. FX exposure - the gap between what you have hedged and what you are committed to - is quantified, not guessed.
From sign-up to
first payment in four steps.
Your finance team can be processing international payments within 1 - 2 business days of opening.
Complete onboarding in minutes. KYC verified, account active within 1 - 2 business days.
Add beneficiaries, set approval workflows, connect Xero or NetSuite, open currency accounts.
Spot at live rates, forward contracts up to 12 months, or limit orders at your target rate.
Send payments, track via GPI, export to your accounting platform. Full audit trail recorded.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
GBP payments, SEPA,
and domestic rails globally.
Stately FX connects your business to the same domestic payment infrastructure that banks use - Faster Payments, SEPA, ACH, NPP and 37+ more. Send and receive in local currency with no correspondent deductions and near-instant settlement.
Direct access to every
major domestic rail.
Most businesses make international payments through correspondent banking chains - each hop adding cost, delay and uncertainty. Local payment rails are fundamentally different: your payment enters the destination country's domestic network and settles as a domestic transfer. No chain. No deductions. Full amount received.
Stately FX routes to local rails automatically for every corridor where they're available - and falls back to SWIFT GPI with full tracking for exotic corridors where they're not.
A complete domestic payments
infrastructure in one account.
Stately FX can replace your domestic financial operations entirely. A named GBP account with sort code and account number. A named EUR IBAN. USD ACH routing. Plus the same account can send and receive in 130+ currencies, hold multi-currency balances, and access forward contracts - all from one login.
For businesses that currently maintain multiple bank accounts across different institutions to manage different currencies, Stately FX consolidates this into a single platform with a single account manager who understands your business.
Every rail. One platform.
The domestic payment networks Stately FX connects you to directly.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
SWIFT payments to
200+ countries, fully tracked.
When local rail alternatives don't exist, SWIFT is the global standard. Stately FX sends SWIFT payments via GPI - with real-time tracking from instruction to confirmed settlement, transparent pricing, and no surprises on the receiving end.
Real-time tracking from
instruction to confirmed delivery.
SWIFT GPI (Global Payments Innovation) is the tracking layer built on top of the SWIFT network. Every GPI-enabled payment generates a unique end-to-end reference - tracked in real time from the moment you confirm, through every correspondent hop, to confirmed credit at the beneficiary's bank.
Before GPI, tracing a SWIFT payment required calling your bank, who called their correspondent, who called the next bank in the chain. GPI eliminated that entirely - status is visible in your dashboard at every stage.
Full cost shown before
you confirm every payment.
Traditional SWIFT payments through high street banks carry two types of undisclosed cost: an FX margin embedded in the exchange rate, and correspondent bank deductions that reduce what the recipient receives mid-chain. Neither is shown upfront - you discover the total cost only when the recipient reports a short payment.
Stately FX shows you the full cost before you confirm. The exchange rate, our margin, any applicable transfer fee, and an estimate of correspondent deductions where known - in a single confirmation screen before funds move.
SWIFT payments built
for business.
Everything you need to send, track and manage SWIFT payments across 200+ countries.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
Named collection accounts.
Receive the full invoiced amount.
Give overseas clients local payment details in their market. They pay domestically. You receive the full amount - no SWIFT fees, no correspondent deductions, no forced conversion on receipt.
Your clients pay domestically.
You receive locally.
A Stately FX local collection account is a bank account number issued in a specific country, in your business name. When an overseas client pays that account, they make a domestic payment - not an international wire. The full amount lands in your multi-currency wallet with no deductions, no conversion applied on receipt, and faster settlement than SWIFT.
The account details you provide to clients show your company as the account holder - not a payment provider or intermediary. Professional presentation on invoices, proposals and contract documentation.
Hold balances.
Convert on your terms.
Funds received into your multi-currency wallet can be held in the received currency indefinitely. There is no forced conversion to GBP on receipt. You decide when to convert - at a target rate, when a trigger is hit, or on a schedule that suits your cash flow and hedging strategy.
For businesses with both receivables and payables in the same currency - USD received from US clients, USD paid to US suppliers - you can match inflows to outflows directly, eliminating the conversion cost on matched positions entirely.
Collection accounts for
every major market.
Named local currency accounts that make international clients pay like domestic ones.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
29+ named multi-currency
accounts in one wallet.
Hold, manage and deploy balances in 29+ currencies from a single multi-currency account. Receive international revenue without forced conversion. Pay suppliers from matching currency balances. Eliminate the double-conversion cost on matched flows.
All your currency balances.
One platform.
The Stately FX multi-currency wallet gives you named accounts in 29+ currencies - each with local payment details for collecting from international counterparties, each visible in real time, and each accessible for outward payments in 130+ currencies from the same platform.
For businesses that currently maintain separate bank accounts at different institutions to manage different currencies, Stately FX consolidates this into a single platform. One login. One account manager. One place to see your complete multi-currency position.
Match inflows to outflows.
Convert only the net surplus.
Double conversion is the invisible overhead that erodes margins on international business. Receive USD from marketplace payouts, convert to GBP, then convert GBP back to USD to pay US suppliers. That's two FX conversions on money that could have moved directly.
With a multi-currency wallet, USD received from US clients pays US suppliers directly. EUR received from European revenue pays European costs. Only the net surplus after matching needs to be converted - reducing total FX cost to a fraction of what it would otherwise be.
Everything in your
global account.
Full multi-currency treasury capability from a single platform.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
One file. Hundreds of
payments in 130+ currencies.
Upload a single payment file and simultaneously initiate payments to any number of beneficiaries across different countries and currencies. Pre-flight validation, individual tracking, and complete audit trail on every disbursement.
Manual payment initiation
doesn't scale beyond a few dozen.
At low volumes, initiating payments one by one is manageable. At scale - 50 contractors across 20 countries, 300 supplier invoices across 6 currencies, 1,000 affiliate commission payments - the overhead becomes unacceptable. Error rates increase with volume. Reconciliation becomes a second job. Finance teams spend days per month on operational payment processing instead of financial strategy.
Mass payments eliminates this. One file upload replaces hundreds of individual payment instructions. Pre-flight validation catches errors before submission. Every payment is individually tracked to confirmed settlement.
From supplier networks
to marketplace payouts.
Mass payments is used across a wide range of business contexts where international payment volume makes one-at-a-time processing impractical.
How it works.
The full batch payment process from submission to confirmed settlement.
Add each supplier, contractor or partner once. Store name, bank details, currency, payment reference and routing preference. The platform validates and stores each beneficiary for reuse on every run.
When payments are due, upload a CSV or structured file with amounts, beneficiary IDs and value dates. The platform maps to stored beneficiary records and presents the full run for review.
The platform checks every beneficiary account detail, currency format and routing code before you confirm. Errors are flagged with specific instructions for correction - not discovered post-submission.
Review the full run - all amounts, exchange rates, and total cost - in a single confirmation step. Every payment is individually tracked via GPI to confirmed settlement. Consolidated batch report available on completion.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
Connect Stately FX to
your existing systems.
Xero and NetSuite integrations sync payment data, FX rates and currency balances automatically. Direct API access for businesses that need programmatic payment initiation, balance enquiry and transaction reporting within their own platforms.
Multi-currency payments,
automatically reconciled.
The Stately FX Xero integration synchronises payment activity, FX conversions and multi-currency account balances with your Xero instance automatically. Each payment creates a corresponding transaction record at the exchange rate applied. Currency balances update in real time. FX gain and loss entries are generated automatically at period end.
For businesses with multi-currency payables and receivables, the Xero integration eliminates the manual data entry that is otherwise required after every international payment run. Set it up once - it runs automatically from that point.
Build payments into
your own platform.
For technology businesses, marketplaces and platforms that need to embed payment functionality within their own systems, Stately FX provides direct API access for payment initiation, balance enquiry and transaction reporting. Automate your international payment flows without manual platform interaction.
API access is available for qualifying business clients. Integration support and documentation are provided by your dedicated account manager and the Ebury technical team. Speak to us about your specific integration requirements and the appropriate commercial arrangement.
Integration options
for every business.
Connect Stately FX to your financial operations however you work.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
Pay suppliers now.
Settle on your terms.
Access unsecured credit lines to pay overseas suppliers in their currency on their terms - while managing your own cash flow on your schedule. Working capital finance built around your international payment flows.
Suppliers want payment
before your customers pay you.
The working capital gap is a structural challenge for businesses in international supply chains. Overseas suppliers - particularly in manufacturing, retail and ecommerce - demand payment on 30, 60 or 90-day terms from shipment. Your customers pay you 30-60 days later. The gap between paying your supplier and receiving from your customer is funded from your own cash reserves.
For growing businesses, this gap widens with every increase in order volume. The faster you grow, the more working capital you consume in the supply chain gap - constraining the growth that's driving the demand.
Unsecured credit to pay
suppliers on their terms.
Stately FX supplier payment finance provides access to unsecured revolving credit lines that fund your supplier payments in their currency - on their required terms - while giving you the flexibility to repay on a schedule aligned to your own receivables cycle.
Finance is available in 130+ currencies. Your supplier receives payment in their currency on the agreed date - fully funded. You draw on your credit line and repay when your customer pays you. The cost of the finance is shown transparently before each drawdown - no hidden fees, no variable rate surprises.
How it works.
Supplier payment finance works alongside your existing payment flows on the Stately FX platform.
Speak to your account manager about supplier payment finance. Credit lines are assessed based on your business financials and trading history. Most decisions within 3-5 business days.
When a supplier invoice or purchase order is due, initiate the payment on the Stately FX platform as normal. Indicate that you wish to draw on your credit line - the full finance cost is displayed before you confirm.
Your supplier receives the full payment in their currency on the agreed value date. From the supplier's perspective, this is a standard payment - no change to their process or documentation.
Repay your drawdown when your receivables convert - when your customer pays. Your account manager works with you to structure repayment dates aligned to your cash flow cycle.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
Privacy
Policy.
How Stately FX collects, uses and protects your personal data. Last updated: March 2026.
Who we are
Stately FX Limited ("we", "us") is registered in England and Wales (No. 14292749), registered address: 45 Chesham Lane, Chalfont St Peter, Gerrards Cross, Buckinghamshire, SL9 0PH. We are the data controller for personal data processed in connection with our services and are registered with the Information Commissioner's Office. Payment and foreign exchange services are delivered by Ebury Partners UK Limited (FRN 900797), which acts as a separate controller for data it processes directly.
What we collect
We collect personal information necessary to provide our services, including:
- Identity: full name, date of birth, nationality
- Contact details: email address, telephone number, business address
- Identification documents: passport, driving licence, proof of address
- Business information: company registration, directors and beneficial owners
- Financial information: bank account details and transaction history
- Technical data: IP address, browser type, pages visited and cookies - see our Cookie Policy
How we use your information
We process personal data to verify identity, open and manage accounts, process transactions, meet anti-money laundering and regulatory obligations (including retaining records for a minimum of five years after the end of the business relationship), prevent fraud, communicate with you about your account, and improve our services. Legal bases: performance of a contract, legal obligation, and legitimate interests.
Who we share it with
We share data only where necessary: with Ebury Partners UK Limited to execute transactions and conduct due diligence; with regulatory bodies including the FCA, HMRC and National Crime Agency where required by law; with identity verification providers; and with IT service providers under strict data processing agreements. We do not sell personal data.
Your rights
Under UK GDPR you have the right to access, rectify, erase, restrict, port and object to processing of your personal data. To exercise any right, email [email protected]. You may also lodge a complaint with the Information Commissioner's Office at ico.org.uk.
Contact
Stately FX Limited, 45 Chesham Lane, Chalfont St Peter, Gerrards Cross, Buckinghamshire, SL9 0PH.
Email: [email protected] · Phone: 01494 314964
Cookie
Policy.
How Stately FX uses cookies and similar technologies on our website. Last updated: March 2026.
What are cookies
Cookies are small text files placed on your device when you visit a website. They make websites work properly, remember your preferences, and help operators understand how their site is used.
Cookies we use
Essential cookies are necessary for the website to function. They are set in response to your actions - such as logging in or setting privacy preferences - and cannot be switched off.
Analytics cookies allow us to measure site performance. They collect aggregate data and do not identify individual visitors.
Functional cookies enable enhanced features and personalisation, set by us or by third-party providers.
Marketing cookies may be set by advertising partners to build a profile of your interests. They identify your browser but do not store personal information directly.
Third-party cookies
We may use services including Google Analytics that set their own cookies. To opt out of Google Analytics specifically, use the opt-out browser add-on at tools.google.com/dlpage/gaoptout. For general guidance on managing cookies in your browser, visit allaboutcookies.org.
Contact
Questions about our use of cookies? Email us at [email protected].
Terms of
Use.
The terms governing your use of the Stately FX website and services. Last updated: March 2026.
About Stately FX
Stately FX Limited is registered in England and Wales (No. 14292749), registered address: 45 Chesham Lane, Chalfont St Peter, Gerrards Cross, Buckinghamshire, SL9 0PH. By accessing or using our website or services you agree to these terms.
Our services
Stately FX provides access to international payment and foreign exchange services for UK businesses. Payment and FX services are delivered by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (FRN 900797). Stately FX acts as an introducer and programme manager and does not itself hold client funds or execute transactions.
Eligibility
Our services are available to registered businesses in the United Kingdom. Applicants must be authorised representatives of their business and must complete our know-your-customer (KYC) verification process. We reserve the right to decline applications at our discretion.
Your account
You are responsible for maintaining the confidentiality of your credentials. You must not share login details and must notify us immediately of any suspected unauthorised access. All transactions initiated through your account are your responsibility.
Prohibited use
You must not use our website or services for any unlawful purpose; to transmit viruses or harmful code; to attempt unauthorised access to our systems; or to engage in any activity that damages our infrastructure or reputation.
Intellectual property
All content on the Stately FX website is the property of Stately FX Limited or its licensors. You may not reproduce, distribute, or create derivative works without our prior written consent.
Limitation of liability
We shall not be liable for any indirect, incidental or consequential damages. Our total liability shall not exceed the fees paid by you in the twelve months preceding the relevant claim. Nothing limits liability for death or personal injury caused by negligence, or any other matter that cannot be limited by law.
Governing law
These terms are governed by the laws of England and Wales. Disputes are subject to the exclusive jurisdiction of the courts of England and Wales. We may update these terms from time to time - continued use constitutes acceptance. Questions? Email [email protected].
Complaints
Procedure.
How to raise a concern and what to expect. We are committed to resolving all complaints fairly and promptly.
How to raise a complaint
Please contact us using any of the methods below. Include your full name, account details, a description of your complaint, and any relevant dates or reference numbers.
What happens next
We will acknowledge your complaint promptly - typically within two business days - assign it to an appropriate team member, keep you informed of progress, and provide a full written response. Where your complaint relates to a regulated payment or FX service, we will also notify Ebury Partners UK Limited, who may be involved in the investigation.
Our timeframes
We aim to resolve all complaints within 15 business days. Where a full investigation requires more time, we will write to you within 15 business days to explain and provide an estimated resolution date. In all cases we will issue a final response within 35 business days.
If you remain unhappy
If you are not satisfied with our final response, or if we have not resolved your complaint within 35 business days, you may refer it to the Financial Ombudsman Service (FOS) - free of charge. As our services are delivered by Ebury Partners UK Limited, an FCA-authorised Electronic Money Institution, certain complaints may fall within the FOS's jurisdiction.
You must generally refer your complaint within six months of our final response.
Move money like
a local, globally.
Cash management and foreign exchange solutions for businesses that expect more efficiency, and value from their everyday financial services.
Payments, FX and treasury.
One platform.
From domestic payments to global FX - every tool your finance team needs to operate across borders, built into a single account.
All payments, FX, treasury and reporting connected in a single platform login.
One login ExploreSend your payments fast and securely through a country's domestic bank network.
FPS · SEPA · ACH ExploreSend payments to 160+ countries with real-time GPI tracking and low fees.
GLOBAL REACH ExploreReceive overseas revenue as a domestic transfer. No deductions, named accounts.
14+ currencies ExploreHold balances in 29+ currencies and convert when the rate suits your business.
29+ currencies ExplorePay hundreds of suppliers in one upload across any country, currency or amount.
Batch · 10K ExploreConnect Xero or NetSuite for auto-reconciliation, or integrate via REST API.
Xero · NetSuite · API ExplorePay suppliers in 130+ currencies using unsecured credit lines to free up capital.
130+ currencies ExplorePayments that moveat the speed of business
Access 37+ payment networks and 130+ currencies across every major economic corridor. From London to Lagos, Singapore to São Paulo.
Currency risk
as a managed overhead.
From same-day spot conversions to 24-month forward contracts, Stately FX gives your finance team the tools to control currency risk, lock in favourable rates, and maintain full cost transparency on every transaction.
Trade at the live rate instantly across 130+ currencies with fixed margin protection.
BUY · SELLLock your rate today for settlement at any point up to 24 months ahead.
Long tenureSet a target rate and the platform converts automatically the moment it is reached.
Set & ForgetAccount balances, open trade positions and spend management all in one workspace.
Real-timeServing businesses
across every sector
Whether you're sending funds globally or managing multiple currencies, we adapt our services to align with your operational needs.
Settle supplier invoices in local currency and lock rates at PO.
Batch settle suppliers ExploreCollect overseas revenue locally and convert when the rate suits.
Local collection accounts ExploreReceive marketplace payouts in local currency, pay suppliers direct.
No double-conversion cost ExplorePay hotels and operators in 130+ currencies, lock rates at booking.
130+ supplier currencies ExploreCollect client fees in USD, EUR or AUD into named currency accounts.
Named multi-currency accounts ExploreCollect SaaS revenue locally and pay global teams without friction.
Multi-currency treasury ExploreLock raw material costs at PO and pay multi-currency supplier batches.
Forward contracts at PO ExploreMove high-value cross-border transactions at competitive rates.
Time sensitive ExploreFrom sign-up to
your first payments.
Apply online in minutes. Most accounts are live within 1-2 business days after KYC.
Add beneficiaries, set approval workflows and connect Xero or NetSuite.
Deposit and trade at live transparent rates - spot, forwards or limit orders.
Send globally with SWIFT GPI tracking. Data syncs automatically to your accounts.
Regulated. Secure.
Safeguarded.
Stately FX is an independent financial brokerage. Our payment and FX services are provided by Ebury Partners UK Limited, an Authorised Electronic Money Institution regulated by the FCA (Register No. 900797).
How would you
like to reach us?
We are available Monday through Friday, 08:30 - 17:30 GMT.
